The silver coin of the Czech National Bank with a nominal value of 200 CZK, which boasts top-quality standard, commemorates the 200th anniversary of the Česká spořitelna bank.

The oldest bank in the Czech Republic was established on 12 February 1825. The "Savings Treasury for the Capital City of Prague and for Bohemia", whose name was shortened to "Spořitelna Česká" a few years later, was founded by a group of Czech noblemen and businessmen, following the example of institutions that began to appear in Europe in the second half of the 18th century. Spořitelna had a noble task - to help especially the poorer and middle class to gain greater economic independence, to better manage their money and not to spend. Deposits bore interest at a rate of 4%. It was later reduced to 3%, but it still allowed savers to build up a reserve for old age or in case of illness and unemployment. The balance of the savings bank grew rapidly - in 1825 deposits amounted to 124 000 guilders, in 1830 to 1 573 000 guilders and ten years later to 8 087 000 guilders. Over the years, various savings instruments were offered, such as the treasury box, called a střádanka. The client borrowed it, but did not get the key. He deposited his money in it and once in a while took it back to the savings bank, where it was unlocked, the savings were counted and credited to the deposit book. The savings bank was able to offer interesting returns due to the high demand for loans. It was not afraid to make loans or even invest in business and various projects. The government, towns and private individuals were aware of the need to lend and save money from the population, and a number of new savings banks in Bohemia and Moravia began to grow. However, the biggest one to this day is the Česká spořitelna bank, whose activities have made an indelible impact on the appearance of the countryside and towns, as well as on the cultural and social life of the whole country.

The design of the commemorative coin was based on an artwork by the academic sculptor Zbyněk Fojtů. On the obverse side you will find a collage consisting of fragments of a 50 gold note and the annual report of the Böhmische Sparkasse. Another part of the puzzle is an emblem with the figure of St. Wenceslas. The reverse side of the coin then presents the building of the Česká spořitelna bank on Národní třída, graphic elements of deposit books and a bee, which was a symbol of thrift.

All Czech coins - both commemorative and circulation - are produced by the Czech Mint in Jablonec nad Nisou.